Mami of Multiples

Save in the New Year with the Western Union mun2 Reloadable Prepaid MasterCard

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This is a Sponsored post written by me on behalf of Western Union.  All opinions are 100% mine.

After the joyous and festive holiday season, the new year rings in with newly minted resolutions and declarations. Among the all the health resolutions for 2012 are new financial goals and planning. Trying to establish and prepare a budget for the new year on a strong financial footing is especially important during these difficult economy times. The  Western Union mun2 Reloadable Prepaid MasterCard is an easy economical solution.
The card is re-loadable and be used for concerts, movies, online shopping, groceries and more. Whether online, in the store or at the gas pump, the Western Union® mun2® Reloadable Prepaid MasterCard is accepted everywhere Debit MasterCard is accepted, including ATMs. Tracking balances is easy and can be done from anywhere even on cell phones. It’s a great way to help avoid over-spending. Plus, signing up for SMS balance notifications is FREE. No checking account or credit check required makes signing up for a card simple.
With so many Western Union Agent locations, it’s easy to add money and reload the card. My husband and I have been experiencing the inconvenience of having one of our banks being quite a distance from our home. When we moved to Florida from the Washington DC area, we found out our bank branch was going to be a 45 minute drive from our new residence. It has been a logistical hassle to try and accomplish any in-branch related services. Like most banks, using non-authorized ATMs will incur extra fees.
Unlike other prepaid cards or banks, with the Western Union® mun2® Reloadable Prepaid MasterCard there are no monthly maintenance fees, no purchase transaction fees and no overdraft or late payment fees.
  • Monthly Maintenance Fee:FREE
  • Signature Purchase Transaction Fee:FREE
  • PIN Transaction Fee:FREE
  • Payroll or Government Benefits Direct Deposit Fee:FREE
  • Automated Phone Customer Service Phone Call:FREE
  • Live Customer Service:FREE
  • Online Electronic Billing Statements:FREE
  • SMS Text Alerts (standard text charges apply):FREE
  • Overdraft Fee: FREE
  • ATM Withdrawal Fee:$1.95
  • Agent Location Cash Load Fee:$4.95
  • Inactivity Fee (monthly charge beginning in month 13 of inactivity):$2.50
  • ATM Balance Inquiry/Decline Fee:$0.45
Additional fees could include Re-issue card fee of $5, Bank to card transfer fee of $1, a paper statement fee of $3, cash withdrawal fee at bank counter of $25.00, stop payment fee of $4.95, check processing fee of $25.00 and currency conversion gains and fees. See Cardholder Agreement for a complete description of fees. 
Adding money to Western Union® mun2® Reloadable Prepaid MasterCard can be done if four (4) simple ways:
  • Sign up for convenient payroll and government benefits direct deposit and receive a $10 bonus
  • Add cash at over 46,000 Western Union® Agent Locations
  • Receive a Western Union Money Transfer® transaction
  • Transfer money directly from your bank account
As a sign-up bonus for qualified consumers, Western Union will add $10 into consumers’ prepaid account after their first direct deposit onto their Western Union mun2 Prepaid MasterCard. Sign up for direct deposit within 60 days of receiving your card and receive $10 onto your card within 60 days of completion of eligible deposit. Subject to load and card account limits.
From students to adults, the Western Union® mun2® Reloadable Prepaid MasterCard is an affordable option for all.
Happy Saving!

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